363. Housing is a Human Right | Equal Money

 

Having people existing without adequate housing – or no housing at all – in this world proves that any belief of us being  ‘evolved’ species is absolutely wrong. We still ponder money over each other’s basic necessities; meaning that we rather have opulence for a few and misery for the vast majority – every form of abuse and created lack in our world system is the reflection of our nature. Are we ready to prove we can in fact give to others the necessary infrastructure we require to Live in Dignity?

 

Continuing with:

 

Problem                                                  

  • A house is probably the ‘biggest thing’ a human being is meant to buy and sometimes strive to work for in an entire lifetime – we haven’t yet questioned how is it that our own household is not a given right but instead, a contract you enroll yourself with in order to secure your life and that of your children wherein most of the times, you end up paying a lot more than the original cost – unless you are rich and pay in one full cash payment – and even worse, pass on the mortgage to your kids if you don’t manage to do it in a lifetime.

 

  • The Right to adequate housing is a Human Right since 1948 as promulgated in the Universal Declaration of Human Rights – however as fundamental it is for all human beings, we still have over a billion people having no proper housing or No housing at all because no Government or any other International Organization has in fact secured this right by financially contributing to its realization.  This means that as long as we have the same world-system where money is more important than adequate living conditions for all living beings, we will fail to live in a world with actual happiness and well being, because we haven’t understood that we are interdependent, a social organism wherein the suffering and lack of one single individual affects the Whole.
    •  

      “Everyone has the right to a standard of living adequate for the health and well-being of himself and his family, including food, clothing, housing and medical care and necessary social services, and the right to security in the event of unemployment, sickness, disability, widowhood, old age or other lack of livelihood in circumstances beyond his control.”
      Universal Declaration of Human Rights (Article 25.1)

      http://www.unhabitat.org/

       

      Several constitutions explicitly refer to the right to adequate housing, including those of Belgium, Seychelles, South Africa and Uruguay. Other constitutions suggest a general responsibility of the State for ensuring adequate housing and living conditions for all.

      - The Right to Adequate Housing

  • De jure, the right is well stated, de facto:

Townships in South Africa

Townships in South Africa

Gugulethu-006

 

•    The right to adequate housing does NOT require the State to build housing for the entire population. One of the most common misconceptions associated with the right to adequate housing is that it requires the State to build housing for the entire population, and that people without housing can automatically demand a house from the Government. While most Governments are involved to some degree in housing construction, the right to adequate housing clearly does not oblige the Government to construct a nation’s entire housing stock. [….] the Government, rather than playing the role of housing provider, becomes the facilitator of the actions of all participants in the production and improvement of shelter

- The Right to Adequate Housing

 

  • About 1.6 billion people live in substandard housing and 100 million are homeless
  • Each week, more than 1 million people are born in, or move to, cities in the developing world
  • One billion people (32 percent of the global urban population) live in urban slums
  • If no serious action were taken, the number of slum dwellers worldwide would increase over the next 30 years to nearly 2 billion

    - http://www.habitat.org/how/why/

 

• By the year 2030, an additional 3 billion people, about 40 percent of the world’s population, will need access to housing. This translates into a demand for 96,150 new affordable units every day and 4,000 every hour. (UN-HABITAT: 2005)

 

Access to land is fundamental to adequate shelter. Having legal title to that land encourages families to invest and improve their homes and allows them to access credit and other public services such as water and electricity. Nearly one sixth of the world’s population is living without secure tenure (UN-HABITAT: 2008).

 

 

 

De Jure:

Constitution of Mexico, 1917 (as amended in 1983)
Article 4
[…] Every family has the right to enjoy decent and proper housing. The law shall establish the instruments and necessary supports to reach the said goal. […]

De Facto:

Mexico City, 2013

 

Foreclosure:

    • In the United States alone, 95 million people have housing problems.
      Including payments too large a percentage of their income, overcrowding, poor quality shelter and homelessness

 

  • Irresponsible home lending in the United States created a domestic housing bubble that, when it burst, helped to spark the global financial crisis.

    Property bubbles in Ireland and Spain left banks holding hundreds of billions of euros in bad debts, forcing governments to prop them up and then seek euro zone bailouts when the expense proved too much.

  • Across the nation, homeowners—many of them minorities—struggle to stay afloat as they watch their savings plummet and their dreams of maintaining a middle-class American lifestyle disappear. In its place are notices of default and the impending threat of bankruptcy.
    In California, a total of 65,466 homes are in the pipeline for foreclosure, many of them purchased before the housing market crash in 2007.
  • Of the 21 major California cities examined, more than eight in 10 homes in danger of foreclosure are in areas where at least half of its residents are minorities—evidence, the report’s authors say, that further supports the idea that the housing crisis has been particularly harmful to African-American and Hispanic homeowners.

 

  • Because of the Housing Bubble that burst in 2007, hardworking and middle class people’ have been evicted out of their homes due to their inability to pay their bills and mortgage on time. This is partly due to the greed that led people to refinance their homes in the belief that their property was going up in value, without realizing that it was never to their benefit but only a trick of the banks that financed all these loans. You require to have ‘good standing’ in your credit line in order to get loans yet you require sufficient income to create such ‘good credit’ and in that, most of the people end up not even getting access to such loans, which is a cul de sac that millions face every single day, aiming to earn more money to be able to be a candidate for a mortgage – which means, engaging in a larger debt… 

    The bottom line is that due to making of housing a business instead of a living right to be given without any form of interest, we are now witnessing the dismantling of the middle class forming part of the poverty line where only a few take advantage of the majority’s accepted and allowed contracts of death, which are all the mortgages that have become insolvent and inevitably leading people to live in tent cities now.

“To have a house or an apartment is not a luxury – it’s a basic necessity – everyone household should own one. Currently less than 10% of the South African population is capable of buying a house – one that isn’t made of mud and sticks.
So – how is it that we think it is okay to have a market force decide on the distribution of something as necessary as housing? Where we end up with only a 5th of the population having access to the funds to buy a house?

- Day 212: Everyone Needs a House – Why is a House not Guaranteed? ~ Economist’s Journey to Life

 

  • It is unacceptable that we require corporate financial institutions a.k.a. Banks to decide who is in sufficient ‘good standing’ to get a loan to buy a house. They get to print the money for it and on top of that, make More money out of the interests that are generated within each and every single mortgage that people engage with in order to have a place to live.

Tent-Cities-460_981652c

Tent Cities in America

Watch:

 

 

Evictions

Read carefully:

The right to adequate housing does NOT prohibit development projects which could displace people. It is sometimes believed that the protection against forced evictions prohibits development or modernization projects that entail displacement.

The trauma experienced following a forced eviction can also impair a child’s capacity to attend classes. During forced evictions, people are frequently harassed or beaten and occasionally even subjected
to inhumane treatment or killed. Women and girls are particularly
vulnerable to violence, including sexual violence, before, during and after
an eviction.

- The Right to Adequate Housing

 

  • There is no consideration when it comes to having urban developments and corporate settlements having all the necessary governmental support to build that which is profitable with the excuse of making our cities ‘look better/ be more efficient’; this also extends to having to reassign territories that are in political dispute than often lead to violent and extrapolated processes where people end up getting a notice of eviction in a matter of days without any opportunity to appeal to it, since most of the times these are houses where poor people live in. This demonstrates that the use of force along with the righteousness over those that have no means (money) to defend themselves from these processes is still a form of abuse justified with supposed urbanization, but why is then housing not part of this basic urban infrastructure provided for all living beings – this is in fact a human rights violation in the name of civilization that only a few get to benefit from.

 

Tuesday, 23 April 2013 09:27

Over 200 Farmers Risk Eviction
More than 200 farmers are at the risk of being left homeless after they were given an eviction order to vacate from their farms in Kenya

The locals protested the eviction of genuine land owners and the subdivision of the land so that it could be awarded to other people. Locals also claimed that they had owned the land for more than 15 years and had been given allotment letters by the government to prove their ownership.

They further stated that it would be unconstitutional for anyone to evict them from the land without a proper reason or compensation.

http://citizennews.co.ke/news/2012/local/item/9804-over-200-farmers-risk-eviction

 

  • If someone  or a corporation  decides that your little adobe house is standing in the way of a great project to build a shopping center, you the owner of your house, even if having the property documents in place, will be forced/ kicked out of your house because it is in the best interest of the city and corporation to give your space a ‘greater purpose’ such as building a supermarket or  new roads etc. One would be able to get to a decent agreement to in such case re-allocate people to an even better housing condition – yet this only exists in our ‘utopic dreams’ because most of these people are forced to see where they go in a matter of days, having to move their entire families, their personal belongings, their ‘history’ of having lived in a certain space – that could have even been given by previous governmental administrations as a form of housing support – yet it now can be taken away because ‘New Interests’ and urban planning happen to be envisioned in the area you and your house is occupying. They have no rights, no means to appeal, but only comply to the mandate of those with all the money/power to do this.  There are millions of heartbreaking stories like this, where people now enter a shopping mall, a museum, a road that once used to be the space they once called ‘Home.’

 

Discrimination

  • Discrimination means any distinction, exclusion or restriction made on the basis of the specific characteristics of an individual such as race, religion, age or sex, which has the effect or purpose of impairing or nullifying the recognition, enjoyment or exercise of human rights and fundamental freedoms. It is linked to the marginalization of specific population groups and is generally at the root of structural inequalities within societies.
    In housing, discrimination can take the form of discriminatory laws, policies or measures; zoning regulations; exclusionary policy development; exclusion from housing benefits; denial of security of tenure; lack of access to credit; limited participation in decision-making; or lack of protection against discriminatory practices carried out by private actors.

•   To sum up: Access to housing is most at risk for those denied the right to education, work or social security.

- The Right to Adequate Housing

 

Vulnerable groups:

  • Victims of violations of the right to adequate housing often belong to the most marginalized and discriminated groups, such as the urban and rural poor, racial or ethnic minorities, indigenous peoples, irregular migrants, internally displaced persons or women. Providing legal aid can ensure that victims have access to remedies in cases related to the violation of the right to adequate housing. Otherwise, they might, for instance, have to choose between paying court fees and sending their children to school.
A. Women
B. Children
C. Slum-dwellers
D. Homeless persons
E. Persons with disabilities
F. Displaced persons and migrants
G. Indigenous peoples.

- The Right to Adequate Housing

  • The specifics on each group are worth separate articles to exemplify the level of discrimination we have created  when it comes to our human ability to categorize and label people according to what we want to perceive they represent in a system where all values are separated from life itself, denying Equality as life.

 

Adequate Housing

  • The right to adequate housing includes ensuring access to
    adequate services. The right to adequate housing does not just mean that the structure of the house itself must be adequate. There must also be sustainable and non-discriminatory access to facilities essential for health, security, comfort and nutrition. For example, there must be access to safe drinking water, energy for cooking, heating, lighting, sanitation and washing facilities, means of storing food, refuse disposal, site drainage and emergency services.

-|The Right to Adequate Housing

  • States rather spend money on luxurious infrastructure to host corporations, industrial compounds and shopping centers than investing in these basic components of what should be a right to every single individual to benefit from – instead we have over 1 billion people without toilets in this world without even pondering what consequences that creates at a Health care level.

 

  • Try the following for yourself: spend one single day without water, without keys to your home, without a proper toilet, without electricity, without the security that your four walls no matter how great or small they are they give you, I guarantee you that all your focus and attention will be toward ‘getting the water back’ and ‘getting the electricity back’ and doing anything you can to get back into your house. It is impossible to conceive we are creating this perpetual state of fear in which Millions of people around the world “live” in – yet we have all our tax money being spent in Wars, paying excessive salaries to politicians who are the ones that are supposed to guarantee all of this – well, now you may know: it is not their obligation to guarantee these things to you and it’s not in their best interest either, which proves that we are existing in the current situation because we have accepted and allowed it.

 

De Jure:

    • States have an obligation to prohibit and eliminate discrimination on all grounds and ensure de jure and de facto equality in access to adequate housing and protection against forced eviction

 

De Facto:

 

Further Read:

 

 

Solutions                                                              

The Right to Adequate Housing

  • Having a place to live in will no longer be defined by having or not having money, having or not having sufficient ‘credit reputation’ to do so. With Equal Money along with Equal Life Foundation, the Right to Have a House will be guaranteed by each individual through the necessary managerial organizations – government/ commissions/ organizations  that we the people will establish as the way to ensure that all resources, all basic needs and services are enjoyed by every single individual in this world. This will be possible and a reality in comparison to what we have now based on the fact that Money will be redefined to stop existing as a system of debt and ‘Mortgage’ in itself, and instead become a Rights Document as a Counting Tool to ensure that everyone gets Equal Money as a guaranteed access to housing and all the services entailed within it. This means that:

 

4. An Equal Housing Right that assures every being and every family a stable home environment that is nurturing and supportive of life, properly founded within communities that assist and support a life of dignity and integrity.

- Equal Life Foundation

 

  • There will be no ‘disadvantaged groups’ since all human beings and living beings will be Equal by Constitutional Equality. This means that nor money or a particular tag imposed to a group of people will be a limitation for people to benefit from the best living conditions we can all cooperate to create. By having access to the materials, tools, people and information to build, we will be able to choose what our house can be like in accordance to that which is sustainable and common sensical when it comes to the use of space, people living in it and the main purposes that we will require according to our needs. All National Laws will be applied within the consideration of the Equal Life Bill of Rights which declares the minimum yet best living standards that all individuals will be supported with.

 

  • Everyone will be able to have a house to live in without having to enroll in any form of mortgage or financing process that ends up in endless cycles of debt and increasing interest rates, since money in itself and the financial/banking systems won’t exist within Debt and Interest fictions, instead Money becomes the surety of our Rights by virtue of defining money as the right to Life in Equality which means granting each other access to what we require to live as well as ensuring that we are the ones that create the necessary methods to best make use of money to acquire the necessary materials and/or remunerate those that support with building processes. This will imply that building houses will become a basic skill that will also be taught in school, since it is essential for all individuals to have the means and ways to build our basic foundation to live in dignity, which is a house along with all the services required to make it an adequate housing.

  • The Equal Life Foundation in conjunction with Governments upon the Equal Money System’s implementation will ensure that every single aspect of adequate housing is in fact being implemented. All individuals will be able to monitor these processes by publishing all the data that will us all about the housing processes around the world. We will even be able to proceed to collaborate to, for example, support with building houses in places where there are No houses at the moment – such as all the Southern pole of this globe that is mostly subsumed in poverty. We will focus on first dignifying the lives of those that lack and then proceed to upgrade everyone’s living standards: those in extreme need come first.

 

  • Housing implies proper and adequate habitat for all living species which means that taking care of our Rights to proper Housing extend to ensuring that this World, Our Home, our Planet Earth is also an adequate and most well suited living space for all the billions of living beings – Animals, Plants, Minerals, Air –  that populate this Earth; this is their home, we have abused the environment and consequentially them as well for far too long – this is their planet as well and so we commit ourselves to become the Guardians of the Ecosystem which is our Collective Home – one and equal.  

 

     

    The Fifth Fundamental Human Right is that: Every Human Being Requires a Place to Live, a Roof over their head, a Home, a House. The Human is Not Designed to Live out in Nature. The Human Requires a particular Known Way of Protection: a House. Housing is Not Negotiable when it comes to Human Rights, there is No Way that Anyone that has a House can Claim that their Right to a House is more than another and that they have a Right to Allow Others to Sleep on the Streets or to have No Place that they can call ‘Their Own.’ Thus, a Home You Can Call ‘Your Own’ is a Basic Human Right, which is part of the Fundamental Nature of the Human Being, the Actual Human Nature which is: You need Food, you need Water, you need a Home.

    - DAY 362: Human Rights and the Equal Life Foundation

     

                   

                   

                  Rewards                                                              

                  • No single individual or living being will be denied the right to proper living conditions. homelessness, more financial housing bubbles, no more mortgages, no more evictions, no racial or immigrant status discrimination, no more cheaply constructed buildings attempting to be ‘adequate housing’ – it will be in our hands and our own skills that we will be able to take care of the construction of the place we live in without any budget restriction, since all materials required to build houses will be given by virtue of having the right to build a house. Therefore it will be our responsibility to build our houses according to the ways and designs that we decide are most convenient for ourselves. There will be different spaces for different geographic and resource-based needs – this will all be possible as long as we ensure that not a single individual is left behind without having the same opportunity to also decide what is best for them to live in.

                   

                  • Neighborism means “Loving Thy Neighbor as Thyself” = No more violence or sudden expropriation of the place you live in. Your house will be the place wherein you will be able to ensure that yourself, your children, your neighbors are in fact living in harmony and genuine enjoyment of sharing an environment that one is no longer fearing to lose or expecting to sell to get more money, this is about developing the best living stability that we can once that we will no longer be limited by money to create the best environment we want our future generations to come and live in.

                   

                   

                  Housing - Equal Money

                   

                   

                   

                   

                   

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                  About Marlen

                  I'm a human being that has decided to live by the principle of Life in Equality and place myself as a point of support for everyone that's willing to birth themselves as Life in this world. View all posts by Marlen

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